What is a (d)(4)(A) Special Needs Trust ?

A (d)(4)(A) trust is a stand alone trust containing the assets of an under 65 year old individual with a disability, who is in need of SSI, Medicaid or other needs based governmental benefits.  If the trust meets the terms of the federal statute 42 U.S.C. 1396 (p)(d(4)(A), the assets held in the trust will not disqualify the beneficiary from their governmental benefits program.

Do I need a Special Needs Trust if I receive SSDI and Medicare? 

You do not need a Special Needs Trust to maintain eligibility for SSDI or Medicare; however, you may want to consider creating one if you think you may need financially needs based (income and asset eligibility tested) benefit programs, such as Medicaid, in the future. Your Elder Law attorney should be able to identify if you need a Special Needs Trust now or in the near future.

Why should I choose American Charitable Trust of Florida, Inc. as the Trustee of my Special Needs Trust ?

American Charitable Trust of Florida, Inc. exists to provide cost effective professional trust services to the special needs community. The trustees have many years of experience in trust administration and the unique needs of the special needs beneficiary.

The maintenance of public benefits and acting in the best interest of our beneficiaries is the primary goal of the trustees when making a distribution decision for our beneficiaries.  The Trustees work closely with the family, attorneys, guardians and other fiduciaries for the benefit of the client.